
BCBS and Orthonet – December 2012
BCBS has indicated, “Initially the program will apply to BCBSIL PPO members who are fully insured.” According to the Employee Benefit Research Institute, “In a fully insured plan, the employer pays a per-employee premium to an insurance company, and the insurance company assumes the risk of providing health coverage for insured events.” Roughly 45% of insured patients are fully insured. However, BCBSIL has indicated that the program may be expanded to other plans after the initial period.
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