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AFFORDABLE HEALTH INSURANCE
The Illinois Chiropractic Society now provides a comprehensive and affordable health benefits solution designed to meet all the compliance requirements of the Affordable Care Act (ACA). Designed to help members strategically manage healthcare costs while still providing employees great benefits!
Lifestyle Health Plans is designed for and exclusively available to ICS member chiropractic physician employers.
Available to employer groups as small as two employees (unlimited maximum employees)
Chiropractic physician practice owner(s) are counted in the number of employees
Spouses in a family-owned practice are considered two employees with completion of separate applications for coverage
16 different benefit levels available to meet a wide range of needs and premium ranges
All plans offered are fully funded insurance plans
All plans meet Affordable Care Act guidelines and qualify as creditable coverage
For your convenience you may search for your provider under both available health insurance networks:
That depends on the number of employees covered under the plan.
3 or More Employees:
Employers with 3 or more employees would be able to begin the first day of any month of the year (i.e. October 1, November 1, December 1, etc.).
Employers with only 2 employees would be able to begin the first day of the quarter only January 1, April 1, July 1, or October 1.